[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.flattr.cz\/nebankovni-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.flattr.cz\/nebankovni-pujcka\/","headline":"Nebankovn\u00ed p\u016fj\u010dka","name":"Nebankovn\u00ed p\u016fj\u010dka","description":"Po revoluci jsme si banky mohli u\u017e\u00edt dosyta, a to vlastn\u011b m\u016f\u017eeme dodnes. Akor\u00e1t nikdo nev\u00ed, k \u010demu jsou mu t\u0159i banky vedle sebe. Nu, banky jsou od toho, aby n\u00e1m hl\u00eddaly pen\u00edze. Co\u017e sice ned\u011blaj\u00ed, jak vidno ze zpr\u00e1v na internetu, kde ka\u017edou chv\u00edli n\u011bkdo popisuje, \u017ee mu n\u011bkdo vybral konto. Zkusil se tak\u00e9...","datePublished":"2023-12-15","dateModified":"2024-01-16","author":{"@type":"Person","@id":"https:\/\/www.flattr.cz\/author\/#Person","name":"","url":"https:\/\/www.flattr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"flattr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.flattr.cz\/wp-content\/uploads\/puzzle-2500328_640_2.jpg","url":"https:\/\/www.flattr.cz\/wp-content\/uploads\/puzzle-2500328_640_2.jpg","height":0,"width":0},"url":"https:\/\/www.flattr.cz\/nebankovni-pujcka\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"   Po revoluci jsme si banky mohli u\u017e\u00edt dosyta, a to vlastn\u011b m\u016f\u017eeme dodnes. Akor\u00e1t nikdo nev\u00ed, k \u010demu jsou mu t\u0159i banky vedle sebe. Nu, banky jsou od toho, aby n\u00e1m hl\u00eddaly pen\u00edze. Co\u017e sice ned\u011blaj\u00ed, jak vidno ze zpr\u00e1v na internetu, kde ka\u017edou chv\u00edli n\u011bkdo popisuje, \u017ee mu n\u011bkdo vybral konto. Zkusil se tak\u00e9 n\u011bkdo zamyslet, zda to ned\u011bl\u00e1 samotn\u00e1 banka? Tyto instituce hl\u00eddan\u00e9 st\u00e1tem, aby \u010dlov\u011bk n\u00e1hodou nevyd\u011blal n\u011bjakou tu korunu a nezapomn\u011bl odevzdat st\u00e1tu pat\u0159i\u010dn\u00fd des\u00e1tek, takt\u00e9\u017e p\u016fj\u010duj\u00ed pen\u00edze na \u00farok, o kter\u00e9m tvrd\u00ed, \u017ee nen\u00ed lichv\u00e1\u0159sk\u00fd. Proto tak\u00e9 v\u0161echny bojuj\u00ed za to, aby nebyla stanovena p\u0159esn\u00e1 hranice lichvy. Pro tyto p\u016fj\u010dky si banky vym\u00fd\u0161l\u00ed r\u016fzn\u00e9 n\u00e1zvy, aby to p\u0159ece jen vypadalo slo\u017eit\u011bji a na t\u011bchto p\u016fj\u010dk\u00e1ch je zalo\u017eena jejich \u017eivnost. Nejv\u011bt\u0161\u00ed objem t\u011bchto p\u016fj\u010dek \u010din\u00ed dozajista hypot\u00e9ky. Kolem nich se toho hodn\u011b to\u010d\u00ed a banka inkasuje a inkasuje. Zase je pravda, \u017ee nikdo nikoho nenut\u00ed, aby si tu hypot\u00e9ku bral. Jen\u017ee, kdy\u017e cht\u011bj\u00ed mlad\u00ed bydlet, tak asi nemaj\u00ed jin\u00e9 v\u00fdchodisko, \u017ee ano. Jen\u017ee na podobn\u00e9 p\u016fj\u010dky tu na\u0161t\u011bst\u00ed nejsou jen bankovn\u00ed domy, ale i jin\u00ed. A u nich se to hned od za\u010d\u00e1tku li\u0161\u00ed. Ano, nebankovn\u00ed hypot\u00e9ky jsou zde a tentokr\u00e1te h\u00fdbou trhem ony. Klienti pozn\u00e1vaj\u00ed, \u017ee je zde spousta a spousta v\u00fdhod oproti jin\u00fdm, a proto sem r\u00e1di p\u0159ich\u00e1zej\u00ed. Pokud si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit vy\u0161\u0161\u00ed \u010d\u00e1stku pen\u011bz a nem\u00edn\u00ed \u010dekat a\u017e do d\u016fchodov\u00e9ho v\u011bku, m\u00e1 zde jedine\u010dnou mo\u017enost. A co teprve a\u017e uvid\u00ed to mno\u017estv\u00ed v\u00fdhod, tak to jej teprve ujist\u00ed, \u017ee ji\u017e net\u0159eba hledat d\u00e1le sv\u00e9ho budouc\u00edho v\u011b\u0159itele. nebankovn\u00ed hypot\u00e9ky nejsou u n\u00e1s v\u016fbec nic nov\u00e9ho. Jsou zde dlouh\u00e1 l\u00e9ta, le\u010d teprve nyn\u00ed za\u010d\u00ednaj\u00ed vstupovat do pov\u011bdom\u00ed. Pokud jste se tedy setkali s t\u00edmto pojmem poprv\u00e9, klikn\u011bte si na odkaz zde uveden\u00fd. Dostanete se t\u00edm na webov\u00e9 str\u00e1nky, kde si m\u016f\u017eete p\u0159e\u010d\u00edst dal\u0161\u00ed velkou spoustu zaj\u00edmavost\u00ed a podrobnost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed p\u016fj\u010dka","item":"https:\/\/www.flattr.cz\/nebankovni-pujcka\/#breadcrumbitem"}]}]